Advisory Guide

Holiday Homes in Switzerland for Foreign Buyers

Holiday homes in designated Swiss tourist zones represent the principal route through which non-resident foreign nationals may acquire residential property in Switzerland. This guide explains the conditions, restrictions and key locations.

Advisory disclaimer: This page provides general information only and does not constitute legal advice. Rules, quotas and zone designations change. Always obtain independent legal advice from a qualified Swiss notary or lawyer before proceeding with any property acquisition.

The Holiday Home Route Under Lex Koller

Under Lex Koller, the acquisition of a holiday home in a designated Swiss tourist zone is the primary — and in most cases the only — route through which a non-resident foreign national may acquire residential property in Switzerland.

This route is available only in cantons and communes that have been formally designated as tourist zones by the relevant cantonal authority. Not all Swiss cantons have tourist zones. The major cantons with designated tourist zones are Valais, Vaud (Alpine areas), Graubünden, Bern (Bernese Oberland), Ticino and Uri.

Even within tourist zone cantons, not every commune is designated. The designation applies to specific resort and tourist areas — typically Alpine ski resorts, lake resort areas and established holiday destinations.

Conditions for Holiday Home Acquisition

Location in a designated tourist zone

The property must be located in a commune that has been formally designated as a tourist zone by the relevant cantonal authority. This designation is specific to the commune, not the canton as a whole.

Cantonal authorisation required

The buyer must obtain authorisation from the competent cantonal authority before the purchase can be completed. The notary handling the transaction typically manages this process.

Annual quota availability

Authorisation is subject to the annual cantonal quota. If the quota for the relevant canton has been exhausted, no further authorisations can be granted until the following year.

Living space: approximately 200 m²

The usable living area of the property should not substantially exceed approximately 200 m². This is a guideline applied in cantonal authorisation practice.

Land plot: approximately 1,000 m²

The land plot associated with the property should not substantially exceed approximately 1,000 m².

Holiday use only

The property must be used as a holiday home. It may not be used as a primary residence. Commercial rental may be subject to restrictions depending on the canton and commune.

Weber Act compliance

The property must comply with the Weber Act (Lex Weber), which limits second homes to 20% of total housing stock in any commune. In communes that have already reached this threshold, new second home construction is not permitted.

What is Not Permitted

Acquisition of a holiday home outside a designated tourist zone

Acquisition of a holiday home in a canton with no tourist zone designation (e.g. Geneva, Zurich, Basel)

Acquisition of a property exceeding the approximate size limits without specific justification

Use of the property as a primary residence

Acquisition of a second holiday home in Switzerland (generally only one authorisation per person)

Acquisition of a residential investment property for rental income

Acquisition in a commune where the Weber Act 20% cap has been reached (for new construction)

Key Tourist Zone Communes

The following communes are among the principal designated tourist zones in Switzerland where foreign holiday home acquisition may be possible subject to authorisation and quotas. This is not an exhaustive list. Final confirmation of zone status and quota availability must be obtained from the relevant cantonal authority and notary.

Verbier (Bagnes)

Valais (VS)

Property type

Holiday home / chalet / apartment

Authorisation

Required

Known for

One of Switzerland's most prestigious ski resorts.

Zermatt

Valais (VS)

Property type

Holiday home / apartment

Authorisation

Required

Known for

Car-free Alpine resort at the foot of the Matterhorn.

Crans-Montana

Valais (VS)

Property type

Holiday home / apartment / chalet

Authorisation

Required

Known for

Plateau resort with panoramic views.

Saas-Fee

Valais (VS)

Property type

Holiday home / apartment

Authorisation

Required

Known for

Car-free glacier resort.

Nendaz

Valais (VS)

Property type

Holiday home / apartment

Authorisation

Required

Known for

Part of the 4 Vallées ski area.

Champéry

Valais (VS)

Property type

Holiday home / chalet / apartment

Authorisation

Required

Known for

Part of the Portes du Soleil ski area.

Leukerbad (Loèche-les-Bains)

Valais (VS)

Property type

Holiday home / apartment

Authorisation

Required

Known for

Thermal spa resort.

Grimentz / Zinal (Anniviers)

Valais (VS)

Property type

Holiday home / chalet / apartment

Authorisation

Required

Known for

Val d'Anniviers.

Villars-sur-Ollon

Vaud (VD)

Property type

Holiday home / chalet / apartment

Authorisation

Required

Known for

Established international ski resort in the Alpes Vaudoises.

Les Diablerets (Ormont-Dessus)

Vaud (VD)

Property type

Holiday home / chalet / apartment

Authorisation

Required

Known for

Glacier 3000 ski area.

Leysin

Vaud (VD)

Property type

Holiday home / apartment

Authorisation

Required

Known for

Sunny south-facing resort.

Château-d'Oex

Vaud (VD)

Property type

Holiday home / chalet

Authorisation

Required

Known for

Traditional Pays-d'Enhaut village.

Montreux

Vaud (VD)

Property type

Eligible holiday residence / apartment / villa

Authorisation

Required

Known for

Swiss Riviera.

St. Moritz

Graubünden (GR)

Property type

Holiday home / apartment / chalet

Authorisation

Required

Known for

Ultra-prime international resort.

Davos

Graubünden (GR)

Property type

Holiday home / apartment / chalet

Authorisation

Required

Known for

World Economic Forum.

Klosters

Graubünden (GR)

Property type

Holiday home / chalet / apartment

Authorisation

Required

Known for

Discreet, traditional Alpine resort.

Arosa

Graubünden (GR)

Property type

Holiday home / apartment / chalet

Authorisation

Required

Known for

Car-accessible high-altitude resort.

Flims-Laax

Graubünden (GR)

Property type

Holiday home / apartment

Authorisation

Required

Known for

Freestyle skiing and snowboarding destination.

Pontresina

Graubünden (GR)

Property type

Holiday home / apartment / chalet

Authorisation

Required

Known for

Upper Engadin resort adjacent to St.

Gstaad (Saanen)

Bern (BE)

Property type

Holiday home / chalet / apartment

Authorisation

Required

Known for

Ultra-prime international resort.

Grindelwald

Bern (BE)

Property type

Holiday home / chalet / apartment

Authorisation

Required

Known for

Eiger North Face.

Wengen

Bern (BE)

Property type

Holiday home / chalet / apartment

Authorisation

Required

Known for

Car-free resort above Lauterbrunnen valley.

Adelboden

Bern (BE)

Property type

Holiday home / chalet / apartment

Authorisation

Required

Known for

Traditional Bernese Oberland resort.

Ascona

Ticino (TI)

Property type

Holiday home / apartment / villa

Authorisation

Required

Known for

Lake Maggiore.

Brissago

Ticino (TI)

Property type

Holiday home / apartment / villa

Authorisation

Required

Known for

Lake Maggiore.

Lugano

Ticino (TI)

Property type

Eligible holiday residence / apartment / villa

Authorisation

Required

Known for

Financial centre of Italian-speaking Switzerland.

Andermatt

Uri (UR)

Property type

Holiday home / apartment / hotel residence

Authorisation

Required

Known for

Major new resort development by Orascom.

For full commune-level details including typical restrictions and authorisation notes, see the commune-by-commune guide.

Advisory

Swiss Private Group advises international private clients on Swiss holiday home acquisition in resort areas including Verbier, Crans-Montana, Gstaad, St. Moritz and Ascona.

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